Flood Insurance

One of the biggest mistakes homeowners make is assuming their homeowners insurance covers flood damage—or that they don’t need flood insurance because they don’t live in a floodplain.

Floods can occur due to storms, melting snow, hurricanes, water backup from overloaded or inadequate drainage, or broken water mains. According to FEMA, 30% of flood claims come from homeowners in low- to moderate-risk areas.

The cost of flood insurance varies by location. On average, homeowners pay about $958 per year ($80 per month), though premiums can be higher if you live in a high-risk flood zone.

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Call (203) 734-1601 or Contact Us to speak with an agent and secure flood insurance coverage that meets your needs.